Call reports 2002
FIRST NATIONAL BANK OF ABSECON — 2002
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 128,485,000 | 132,919,000 | 139,774,000 | 145,094,000 |
| Total loans | 49,186,000 | 49,964,000 | 50,981,000 | 51,301,000 |
| Allowance for loan losses | 365,000 | 366,000 | 365,000 | 365,000 |
| Securities available for sale | 0 | 0 | 0 | 81,238,000 |
| Securities held to maturity | 65,866,000 | 67,188,000 | 71,229,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,028,000 | 119,771,000 | 127,423,000 | 131,339,000 |
| Interest-bearing deposits | 84,692,000 | 107,502,000 | 111,180,000 | 115,158,000 |
| Noninterest-bearing deposits | 30,336,000 | 12,269,000 | 16,242,000 | 16,181,000 |
| Equity capital | 13,017,000 | 12,906,000 | 12,150,000 | 13,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,885,000 | 5,863,000 | 7,837,000 |
| Interest expense | 640,000 | 1,275,000 | 1,942,000 | 2,576,000 |
| Net interest income | 1,267,000 | 2,610,000 | 3,921,000 | 5,261,000 |
| Noninterest income | 274,000 | 329,000 | 383,000 | 440,000 |
| Noninterest expense | 1,130,000 | 2,126,000 | 3,089,000 | 4,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 411,000 | 813,000 | 1,215,000 | 1,626,000 |
| Income tax | 137,000 | 265,000 | 412,000 | 544,000 |
| Net income | 274,000 | 548,000 | 803,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,017,000 | 12,906,000 | 12,150,000 | 11,639,000 |
| Total capital | 13,382,000 | 13,272,000 | 12,515,000 | 12,004,000 |
| Risk-weighted assets | 80,322,000 | 82,218,000 | 81,929,000 | 78,221,000 |