Call reports 2005
U.S. TRUST COMPANY, NATIONAL ASSOCIATION — 2005
What U.S. TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 3,291,763,000 | 3,545,000,000 | 3,539,067,000 | 3,880,574,000 |
| Total loans | 845,273,000 | 871,677,000 | 896,196,000 | 888,784,000 |
| Allowance for loan losses | 3,334,000 | 3,681,000 | 3,835,000 | 4,041,000 |
| Securities available for sale | 1,307,970,000 | 1,279,144,000 | 1,178,765,000 | 1,341,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,889,893,000 | 2,133,253,000 | 2,165,469,000 | 2,475,588,000 |
| Interest-bearing deposits | 1,737,255,000 | 1,949,552,000 | 2,005,826,000 | 2,311,776,000 |
| Noninterest-bearing deposits | 152,638,000 | 183,701,000 | 159,643,000 | 163,812,000 |
| Equity capital | 777,279,000 | 778,452,000 | 768,151,000 | 777,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 27,664,000 | 58,234,000 | 91,355,000 | 126,808,000 |
| Interest expense | 8,570,000 | 19,979,000 | 33,309,000 | 48,718,000 |
| Net interest income | 19,094,000 | 38,255,000 | 58,046,000 | 78,090,000 |
| Noninterest income | 85,618,000 | 167,919,000 | 258,189,000 | 347,576,000 |
| Noninterest expense | 75,226,000 | 148,968,000 | 222,778,000 | 312,426,000 |
| Provision for loan losses | 100,000 | 1,550,000 | 1,700,000 | 1,900,000 |
| Pretax income | 29,397,000 | 56,554,000 | 92,665,000 | 112,258,000 |
| Income tax | 11,782,000 | 19,838,000 | 34,458,000 | 42,614,000 |
| Net income | 17,615,000 | 36,716,000 | 58,207,000 | 69,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 288,594,000 | 284,367,000 | 284,723,000 | 297,726,000 |
| Total capital | 291,928,000 | 288,048,000 | 288,558,000 | 301,767,000 |
| Risk-weighted assets | 1,177,431,000 | 1,244,744,000 | 1,292,456,000 | 1,324,966,000 |