Call reports 2004
U.S. TRUST COMPANY, NATIONAL ASSOCIATION — 2004
What U.S. TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,963,237,000 | 3,068,221,000 | 3,091,610,000 | 3,165,898,000 |
| Total loans | 533,327,000 | 731,734,000 | 761,112,000 | 842,620,000 |
| Allowance for loan losses | 3,215,000 | 3,221,000 | 3,224,000 | 3,228,000 |
| Securities available for sale | 1,149,246,000 | 1,181,635,000 | 1,129,768,000 | 1,374,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,703,155,000 | 1,727,357,000 | 1,707,008,000 | 1,775,309,000 |
| Interest-bearing deposits | 1,553,216,000 | 1,537,805,000 | 1,524,641,000 | 1,587,897,000 |
| Noninterest-bearing deposits | 149,939,000 | 189,552,000 | 182,367,000 | 187,412,000 |
| Equity capital | 775,923,000 | 761,284,000 | 786,178,000 | 769,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 18,524,000 | 38,828,000 | 61,465,000 | 86,531,000 |
| Interest expense | 4,581,000 | 10,623,000 | 17,188,000 | 24,679,000 |
| Net interest income | 13,943,000 | 28,205,000 | 44,277,000 | 61,852,000 |
| Noninterest income | 73,482,000 | 153,491,000 | 232,782,000 | 317,161,000 |
| Noninterest expense | 74,322,000 | 152,332,000 | 226,259,000 | 320,651,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,043,000 | 29,162,000 | 51,075,000 | 59,574,000 |
| Income tax | 5,237,000 | 11,611,000 | 20,213,000 | 23,956,000 |
| Net income | 7,806,000 | 17,551,000 | 30,862,000 | 35,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 262,251,000 | 268,070,000 | 283,326,000 | 269,471,000 |
| Total capital | 265,466,000 | 271,291,000 | 286,550,000 | 272,699,000 |
| Risk-weighted assets | 896,175,000 | 983,733,000 | 1,049,834,000 | 1,101,842,000 |