Call reports 2002
U.S. TRUST COMPANY, NATIONAL ASSOCIATION — 2002
What U.S. TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 564,979,000 | 692,074,000 | 589,359,000 | 599,342,000 |
| Total loans | 156,094,000 | 176,781,000 | 151,229,000 | 154,884,000 |
| Allowance for loan losses | 1,110,000 | 1,110,000 | 1,110,000 | 1,110,000 |
| Securities available for sale | 269,501,000 | 404,352,000 | 323,651,000 | 276,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,942,000 | 455,059,000 | 447,564,000 | 469,340,000 |
| Interest-bearing deposits | 380,055,000 | 434,196,000 | 428,604,000 | 449,945,000 |
| Noninterest-bearing deposits | 19,887,000 | 20,863,000 | 18,960,000 | 19,395,000 |
| Equity capital | 91,392,000 | 95,444,000 | 102,786,000 | 103,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,235,000 | 12,059,000 | 19,544,000 | 25,555,000 |
| Interest expense | 1,410,000 | 3,074,000 | 4,827,000 | 6,056,000 |
| Net interest income | 3,825,000 | 8,985,000 | 14,717,000 | 19,499,000 |
| Noninterest income | 18,157,000 | 37,639,000 | 59,452,000 | 78,853,000 |
| Noninterest expense | 28,374,000 | 53,397,000 | 74,071,000 | 95,898,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,872,000 | -5,738,000 | 3,023,000 | 5,390,000 |
| Income tax | -2,246,000 | -2,103,000 | 1,402,000 | 2,642,000 |
| Net income | -2,379,000 | -2,388,000 | 2,868,000 | 3,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,928,000 | 47,919,000 | 53,178,000 | 54,301,000 |
| Total capital | 49,038,000 | 49,029,000 | 54,288,000 | 55,411,000 |
| Risk-weighted assets | 230,556,000 | 267,317,000 | 226,597,000 | 229,027,000 |