Call reports 2025
COMMUNITY BANK — 2025
What COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 130,405,000 | 123,143,000 | 125,079,000 | 133,307,000 |
| Total loans | 55,756,000 | 52,928,000 | 50,845,000 | 82,646,000 |
| Allowance for loan losses | 847,000 | 847,000 | 847,000 | 744,000 |
| Securities available for sale | 63,689,000 | 61,247,000 | 13,880,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,365,000 | 113,203,000 | 114,465,000 | 114,431,000 |
| Interest-bearing deposits | 93,899,000 | 89,431,000 | 88,030,000 | 91,514,000 |
| Noninterest-bearing deposits | 24,466,000 | 23,772,000 | 26,435,000 | 22,917,000 |
| Equity capital | 9,003,000 | 9,059,000 | 9,646,000 | 18,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,979,000 | 4,481,000 | 1,233,000 |
| Interest expense | 820,000 | 1,585,000 | 2,341,000 | 402,000 |
| Net interest income | 643,000 | 1,394,000 | 2,140,000 | 831,000 |
| Noninterest income | 92,000 | 173,000 | 261,000 | 70,000 |
| Noninterest expense | 578,000 | 1,118,000 | 1,628,000 | 710,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 89,000 |
| Pretax income | 157,000 | 449,000 | -4,324,000 | 102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 157,000 | 449,000 | -4,324,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,533,000 | 14,823,000 | 10,047,000 | 14,078,000 |
| Total capital | — | — | 10,934,000 | — |
| Risk-weighted assets | — | — | 134,993,000 | — |