Call reports 2021
COMMUNITY BANK — 2021
What COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 116,781,000 | 119,860,000 | 125,915,000 | 117,690,000 |
| Total loans | 41,698,000 | 42,782,000 | 44,353,000 | 43,173,000 |
| Allowance for loan losses | 868,000 | 875,000 | 878,000 | 878,000 |
| Securities available for sale | 65,422,000 | 67,822,000 | 65,676,000 | 64,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,810,000 | 104,299,000 | 110,102,000 | 102,557,000 |
| Interest-bearing deposits | 77,796,000 | 77,879,000 | 77,697,000 | 79,124,000 |
| Noninterest-bearing deposits | 24,014,000 | 26,420,000 | 32,405,000 | 23,433,000 |
| Equity capital | 14,349,000 | 14,895,000 | 15,254,000 | 14,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,865,000 | 2,833,000 | 3,785,000 |
| Interest expense | 141,000 | 270,000 | 397,000 | 520,000 |
| Net interest income | 776,000 | 1,595,000 | 2,436,000 | 3,265,000 |
| Noninterest income | 106,000 | 182,000 | 295,000 | 393,000 |
| Noninterest expense | 525,000 | 1,110,000 | 1,666,000 | 2,271,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 357,000 | 667,000 | 1,094,000 | 1,411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 667,000 | 1,094,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,081,000 | 13,191,000 | 13,534,000 | 13,509,000 |
| Total capital | 13,914,000 | 14,066,000 | 14,412,000 | 14,387,000 |
| Risk-weighted assets | 66,618,000 | 72,942,000 | 76,387,000 | 76,294,000 |