Call reports 2020
COMMUNITY BANK — 2020
What COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 106,897,000 | 115,216,000 | 113,393,000 | 113,003,000 |
| Total loans | 43,993,000 | 44,623,000 | 45,984,000 | 43,356,000 |
| Allowance for loan losses | 652,000 | 864,000 | 886,000 | 865,000 |
| Securities available for sale | 57,567,000 | 59,369,000 | 60,079,000 | 61,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,690,000 | 99,602,000 | 97,331,000 | 97,477,000 |
| Interest-bearing deposits | 75,186,000 | 77,053,000 | 75,022,000 | 75,151,000 |
| Noninterest-bearing deposits | 17,504,000 | 22,549,000 | 22,309,000 | 22,326,000 |
| Equity capital | 12,476,000 | 14,997,000 | 15,397,000 | 14,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,948,000 | 2,938,000 | 3,913,000 |
| Interest expense | 264,000 | 499,000 | 711,000 | 896,000 |
| Net interest income | 721,000 | 1,449,000 | 2,227,000 | 3,017,000 |
| Noninterest income | 88,000 | 186,000 | 290,000 | 368,000 |
| Noninterest expense | 536,000 | 1,056,000 | 1,560,000 | 2,137,000 |
| Provision for loan losses | 0 | 210,000 | 225,000 | 240,000 |
| Pretax income | 273,000 | 369,000 | 732,000 | 1,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 273,000 | 369,000 | 732,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,941,000 | 12,898,000 | 13,161,000 | 12,725,000 |
| Total capital | 13,593,000 | 13,762,000 | 14,047,000 | 13,590,000 |
| Risk-weighted assets | 71,481,000 | 71,432,000 | 71,836,000 | 72,290,000 |