Call reports 2016
COMMUNITY BANK — 2016
What COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 108,143,000 | 110,643,000 | 107,229,000 | 106,777,000 |
| Total loans | 37,727,000 | 38,623,000 | 38,099,000 | 39,781,000 |
| Allowance for loan losses | 711,000 | 702,000 | 706,000 | 706,000 |
| Securities available for sale | 65,711,000 | 65,873,000 | 64,344,000 | 62,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,574,000 | 91,428,000 | 89,092,000 | 89,472,000 |
| Interest-bearing deposits | 77,036,000 | 72,380,000 | 71,554,000 | 72,673,000 |
| Noninterest-bearing deposits | 18,538,000 | 19,048,000 | 17,538,000 | 16,799,000 |
| Equity capital | 11,057,000 | 12,142,000 | 12,077,000 | 9,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,760,000 | 2,646,000 | 3,538,000 |
| Interest expense | 97,000 | 195,000 | 298,000 | 397,000 |
| Net interest income | 786,000 | 1,565,000 | 2,348,000 | 3,141,000 |
| Noninterest income | 81,000 | 164,000 | 244,000 | 320,000 |
| Noninterest expense | 441,000 | 882,000 | 1,337,000 | 1,851,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 435,000 | 883,000 | 1,310,000 | 1,663,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 883,000 | 1,310,000 | 1,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,998,000 | 10,262,000 | 10,597,000 | 10,658,000 |
| Total capital | 10,709,000 | 10,964,000 | 11,303,000 | 11,364,000 |
| Risk-weighted assets | 68,310,000 | 68,553,000 | 67,728,000 | 71,359,000 |