Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,312,000 | 103,723,000 | 106,169,000 | 107,558,000 |
| Total loans | 33,906,000 | 33,274,000 | 34,483,000 | 37,404,000 |
| Allowance for loan losses | 664,000 | 736,000 | 723,000 | 696,000 |
| Securities available for sale | 66,137,000 | 65,604,000 | 66,215,000 | 65,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,084,000 | 91,538,000 | 91,345,000 | 93,594,000 |
| Interest-bearing deposits | 74,095,000 | 69,559,000 | 67,479,000 | 73,447,000 |
| Noninterest-bearing deposits | 20,989,000 | 21,979,000 | 23,866,000 | 20,147,000 |
| Equity capital | 9,767,000 | 9,193,000 | 9,795,000 | 10,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,639,000 | 2,470,000 | 3,326,000 |
| Interest expense | 104,000 | 198,000 | 295,000 | 386,000 |
| Net interest income | 715,000 | 1,441,000 | 2,175,000 | 2,940,000 |
| Noninterest income | 93,000 | 167,000 | 240,000 | 317,000 |
| Noninterest expense | 425,000 | 860,000 | 1,301,000 | 1,812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 793,000 | 1,193,000 | 1,543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 793,000 | 1,193,000 | 1,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,894,000 | 9,106,000 | 9,414,000 | 9,564,000 |
| Total capital | 9,558,000 | 9,842,000 | 10,137,000 | 10,260,000 |
| Risk-weighted assets | 70,718,000 | 62,118,000 | 64,129,000 | 66,603,000 |