Call reports 2014
COMMUNITY BANK — 2014
What COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 94,807,000 | 95,076,000 | 98,915,000 | 104,870,000 |
| Total loans | 32,942,000 | 35,684,000 | 35,915,000 | 34,977,000 |
| Allowance for loan losses | 620,000 | 656,000 | 656,000 | 660,000 |
| Securities available for sale | 54,074,000 | 53,351,000 | 57,220,000 | 64,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,146,000 | 83,943,000 | 89,474,000 | 92,088,000 |
| Interest-bearing deposits | 68,305,000 | 67,465,000 | 70,339,000 | 72,650,000 |
| Noninterest-bearing deposits | 17,841,000 | 16,479,000 | 19,135,000 | 19,437,000 |
| Equity capital | 8,222,000 | 8,794,000 | 8,927,000 | 9,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,555,000 | 2,355,000 | 3,171,000 |
| Interest expense | 132,000 | 261,000 | 384,000 | 501,000 |
| Net interest income | 652,000 | 1,294,000 | 1,971,000 | 2,670,000 |
| Noninterest income | 77,000 | 174,000 | 255,000 | 358,000 |
| Noninterest expense | 418,000 | 834,000 | 1,242,000 | 1,702,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 704,000 | 1,059,000 | 1,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 340,000 | 704,000 | 1,059,000 | 1,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,773,000 | 8,045,000 | 8,308,000 | 8,499,000 |
| Total capital | 8,393,000 | 8,701,000 | 8,964,000 | 9,159,000 |
| Risk-weighted assets | 62,929,000 | 66,634,000 | 69,641,000 | 70,341,000 |