Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 86,455,000 | 84,423,000 | 88,240,000 | 91,642,000 |
| Total loans | 32,748,000 | 32,868,000 | 30,876,000 | 32,291,000 |
| Allowance for loan losses | 574,000 | 589,000 | 590,000 | 576,000 |
| Securities available for sale | 41,424,000 | 44,196,000 | 46,526,000 | 53,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,006,000 | 76,636,000 | 80,528,000 | 83,714,000 |
| Interest-bearing deposits | 63,385,000 | 61,816,000 | 50,594,000 | 67,152,000 |
| Noninterest-bearing deposits | 14,621,000 | 14,820,000 | 29,935,000 | 16,562,000 |
| Equity capital | 8,085,000 | 7,354,000 | 7,222,000 | 7,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,350,000 | 2,085,000 | 2,861,000 |
| Interest expense | 120,000 | 245,000 | 377,000 | 513,000 |
| Net interest income | 533,000 | 1,105,000 | 1,708,000 | 2,348,000 |
| Noninterest income | 137,000 | 157,000 | 242,000 | 307,000 |
| Noninterest expense | 383,000 | 757,000 | 1,162,000 | 1,614,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 287,000 | 505,000 | 788,000 | 1,103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 505,000 | 788,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,961,000 | 7,087,000 | 7,273,000 | 7,433,000 |
| Total capital | 7,535,000 | 7,676,000 | 7,863,000 | 8,009,000 |
| Risk-weighted assets | 56,988,000 | 58,804,000 | 59,407,000 | 61,968,000 |