Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,424,000 | 77,484,000 | 79,127,000 | 81,588,000 |
| Total loans | 32,636,000 | 32,235,000 | 33,248,000 | 34,825,000 |
| Allowance for loan losses | 483,000 | 487,000 | 565,000 | 570,000 |
| Securities available for sale | 38,521,000 | 38,763,000 | 40,577,000 | 39,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,490,000 | 69,441,000 | 69,677,000 | 73,444,000 |
| Interest-bearing deposits | 57,418,000 | 55,541,000 | 56,595,000 | 58,815,000 |
| Noninterest-bearing deposits | 10,072,000 | 13,899,000 | 13,082,000 | 14,629,000 |
| Equity capital | 7,603,000 | 7,699,000 | 7,984,000 | 7,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,439,000 | 2,208,000 | 2,791,000 |
| Interest expense | 115,000 | 221,000 | 326,000 | 436,000 |
| Net interest income | 641,000 | 1,218,000 | 1,882,000 | 2,355,000 |
| Noninterest income | 301,000 | 390,000 | 442,000 | 647,000 |
| Noninterest expense | 347,000 | 757,000 | 1,117,000 | 1,586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 595,000 | 851,000 | 1,207,000 | 1,416,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 595,000 | 851,000 | 1,207,000 | 1,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,465,000 | 6,442,000 | 6,657,000 | 6,674,000 |
| Total capital | 6,948,000 | 6,929,000 | 7,222,000 | 7,244,000 |
| Risk-weighted assets | 45,517,000 | 45,946,000 | 48,000,000 | 56,121,000 |