Call reports 2011
COMMUNITY BANK — 2011
What COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,325,000 | 68,148,000 | 72,997,000 | 72,350,000 |
| Total loans | 33,085,000 | 30,844,000 | 30,846,000 | 33,172,000 |
| Allowance for loan losses | 441,000 | 441,000 | 444,000 | 420,000 |
| Securities available for sale | 24,050,000 | 30,517,000 | 34,626,000 | 35,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,853,000 | 61,261,000 | 65,589,000 | 64,990,000 |
| Interest-bearing deposits | 50,138,000 | 51,908,000 | 55,669,000 | 55,640,000 |
| Noninterest-bearing deposits | 7,716,000 | 9,354,000 | 9,920,000 | 9,350,000 |
| Equity capital | 6,187,000 | 6,530,000 | 7,037,000 | 7,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,399,000 | 2,108,000 | 2,838,000 |
| Interest expense | 142,000 | 284,000 | 416,000 | 538,000 |
| Net interest income | 552,000 | 1,115,000 | 1,692,000 | 2,300,000 |
| Noninterest income | 31,000 | -13,000 | 12,000 | 43,000 |
| Noninterest expense | 364,000 | 702,000 | 1,055,000 | 1,443,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 400,000 | 649,000 | 900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 400,000 | 649,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,484,000 | 5,559,000 | 5,745,000 | 5,870,000 |
| Total capital | 5,925,000 | 6,000,000 | 6,189,000 | 6,290,000 |
| Risk-weighted assets | 41,202,000 | 41,251,000 | 43,388,000 | 44,841,000 |