Call reports 2010
COMMUNITY BANK — 2010
What COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 62,467,000 | 61,305,000 | 61,502,000 | 61,577,000 |
| Total loans | 34,007,000 | 35,025,000 | 34,281,000 | 35,897,000 |
| Allowance for loan losses | 447,000 | 383,000 | 387,000 | 437,000 |
| Securities available for sale | 25,393,000 | 23,116,000 | 22,993,000 | 22,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,565,000 | 53,438,000 | 54,944,000 | 55,235,000 |
| Interest-bearing deposits | 47,013,000 | 46,802,000 | 47,511,000 | 48,301,000 |
| Noninterest-bearing deposits | 5,552,000 | 6,636,000 | 7,433,000 | 6,935,000 |
| Equity capital | 5,946,000 | 5,995,000 | 6,186,000 | 5,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,458,000 | 2,154,000 | 2,886,000 |
| Interest expense | 184,000 | 365,000 | 532,000 | 684,000 |
| Net interest income | 532,000 | 1,093,000 | 1,622,000 | 2,202,000 |
| Noninterest income | 67,000 | 132,000 | 194,000 | 232,000 |
| Noninterest expense | 331,000 | 667,000 | 1,031,000 | 1,439,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 100,000 |
| Pretax income | 282,000 | 522,000 | 749,000 | 909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 282,000 | 522,000 | 749,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,033,000 | 5,078,000 | 5,222,000 | 5,265,000 |
| Total capital | 5,480,000 | 5,461,000 | 5,609,000 | 5,702,000 |
| Risk-weighted assets | 42,212,000 | 42,856,000 | 41,980,000 | 43,337,000 |