Call reports 2009
COMMUNITY BANK — 2009
What COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,803,000 | 56,289,000 | 60,506,000 | 61,991,000 |
| Total loans | 25,984,000 | 26,782,000 | 29,098,000 | 31,020,000 |
| Allowance for loan losses | 504,000 | 513,000 | 548,000 | 440,000 |
| Securities available for sale | 26,858,000 | 26,629,000 | 28,268,000 | 27,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,527,000 | 49,927,000 | 51,791,000 | 52,523,000 |
| Interest-bearing deposits | 42,223,000 | 43,020,000 | 44,798,000 | 46,267,000 |
| Noninterest-bearing deposits | 6,304,000 | 6,908,000 | 6,993,000 | 6,256,000 |
| Equity capital | 5,308,000 | 5,261,000 | 5,692,000 | 5,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,515,000 | 2,261,000 | 2,995,000 |
| Interest expense | 224,000 | 439,000 | 654,000 | 854,000 |
| Net interest income | 551,000 | 1,076,000 | 1,607,000 | 2,141,000 |
| Noninterest income | 53,000 | 110,000 | 168,000 | 234,000 |
| Noninterest expense | 299,000 | 630,000 | 998,000 | 1,431,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 329,000 | 580,000 | 806,000 | 923,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 329,000 | 580,000 | 806,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,718,000 | 4,679,000 | 4,790,000 | 4,736,000 |
| Total capital | 5,152,000 | 5,120,000 | 5,266,000 | 5,176,000 |
| Risk-weighted assets | 34,688,000 | 35,584,000 | 37,990,000 | 40,218,000 |