Call reports 2008
COMMUNITY BANK — 2008
What COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,791,000 | 52,182,000 | 53,760,000 | 57,864,000 |
| Total loans | 23,696,000 | 22,784,000 | 23,241,000 | 25,532,000 |
| Allowance for loan losses | 403,000 | 412,000 | 445,000 | 484,000 |
| Securities available for sale | 24,530,000 | 25,788,000 | 28,037,000 | 29,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,622,000 | 45,745,000 | 45,983,000 | 48,927,000 |
| Interest-bearing deposits | 38,735,000 | 38,645,000 | 38,808,000 | 40,988,000 |
| Noninterest-bearing deposits | 4,888,000 | 7,101,000 | 7,175,000 | 7,939,000 |
| Equity capital | 4,566,000 | 4,044,000 | 4,387,000 | 4,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,525,000 | 2,302,000 | 3,090,000 |
| Interest expense | 350,000 | 654,000 | 930,000 | 1,194,000 |
| Net interest income | 428,000 | 871,000 | 1,372,000 | 1,896,000 |
| Noninterest income | 56,000 | 115,000 | 171,000 | 234,000 |
| Noninterest expense | 275,000 | 545,000 | 817,000 | 1,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 441,000 | 726,000 | 988,000 |
| Income tax | 85,000 | 85,000 | 85,000 | 85,000 |
| Net income | 124,000 | 356,000 | 641,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,169,000 | 4,186,000 | 4,332,000 | 4,420,000 |
| Total capital | 4,567,000 | 4,581,000 | 4,736,000 | 4,858,000 |
| Risk-weighted assets | 31,830,000 | 31,581,000 | 32,277,000 | 34,977,000 |