Call reports 2007
COMMUNITY BANK — 2007
What COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,355,000 | 46,244,000 | 48,420,000 | 49,676,000 |
| Total loans | 22,127,000 | 22,220,000 | 21,502,000 | 23,557,000 |
| Allowance for loan losses | 399,000 | 401,000 | 402,000 | 406,000 |
| Securities available for sale | 19,980,000 | 20,565,000 | 23,988,000 | 23,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,881,000 | 40,296,000 | 41,460,000 | 41,534,000 |
| Interest-bearing deposits | 36,567,000 | 35,069,000 | 35,856,000 | 36,250,000 |
| Noninterest-bearing deposits | 4,314,000 | 5,227,000 | 5,604,000 | 5,284,000 |
| Equity capital | 3,878,000 | 3,966,000 | 4,011,000 | 4,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,379,000 | 2,114,000 | 2,899,000 |
| Interest expense | 335,000 | 677,000 | 1,042,000 | 1,444,000 |
| Net interest income | 350,000 | 702,000 | 1,072,000 | 1,455,000 |
| Noninterest income | 60,000 | 156,000 | 219,000 | 275,000 |
| Noninterest expense | 270,000 | 538,000 | 852,000 | 1,150,000 |
| Provision for loan losses | -200,000 | -200,000 | -200,000 | -200,000 |
| Pretax income | 340,000 | 520,000 | 639,000 | 699,000 |
| Income tax | 25,000 | 51,000 | 74,000 | 157,000 |
| Net income | 315,000 | 469,000 | 565,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,993,000 | 4,148,000 | 4,069,000 | 4,045,000 |
| Total capital | 4,361,000 | 4,527,000 | 4,442,000 | 4,438,000 |
| Risk-weighted assets | 30,938,000 | 30,332,000 | 29,842,000 | 31,398,000 |