Call reports 2006
COMMUNITY BANK — 2006
What COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,457,000 | 43,400,000 | 43,547,000 | 44,481,000 |
| Total loans | 21,019,000 | 19,764,000 | 19,869,000 | 21,492,000 |
| Allowance for loan losses | 316,000 | 317,000 | 327,000 | 339,000 |
| Securities available for sale | 19,663,000 | 20,644,000 | 21,320,000 | 20,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,209,000 | 39,337,000 | 38,837,000 | 38,179,000 |
| Interest-bearing deposits | 33,899,000 | 34,666,000 | 34,211,000 | 33,744,000 |
| Noninterest-bearing deposits | 4,310,000 | 4,671,000 | 4,626,000 | 4,435,000 |
| Equity capital | 3,593,000 | 3,541,000 | 3,737,000 | 3,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,237,000 | 1,891,000 | 2,573,000 |
| Interest expense | 266,000 | 547,000 | 867,000 | 1,201,000 |
| Net interest income | 345,000 | 690,000 | 1,024,000 | 1,372,000 |
| Noninterest income | 56,000 | 108,000 | 157,000 | 199,000 |
| Noninterest expense | 260,000 | 574,000 | 853,000 | 1,170,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 141,000 | 224,000 | 328,000 | 401,000 |
| Income tax | 26,000 | 36,000 | 43,000 | 29,000 |
| Net income | 115,000 | 188,000 | 285,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,861,000 | 3,934,000 | 3,912,000 | 3,998,000 |
| Total capital | 4,177,000 | 4,251,000 | 4,239,000 | 4,337,000 |
| Risk-weighted assets | 28,849,000 | 27,671,000 | 27,382,000 | 28,730,000 |