Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,766,000 | 42,323,000 | 40,618,000 | 39,031,000 |
| Total loans | 25,850,000 | 24,623,000 | 24,517,000 | 25,778,000 |
| Allowance for loan losses | 344,000 | 326,000 | 360,000 | 392,000 |
| Securities available for sale | 12,490,000 | 14,502,000 | 11,234,000 | 10,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,187,000 | 35,390,000 | 36,357,000 | 34,876,000 |
| Interest-bearing deposits | 31,978,000 | 32,941,000 | 33,015,000 | 32,489,000 |
| Noninterest-bearing deposits | 2,209,000 | 2,449,000 | 3,342,000 | 2,387,000 |
| Equity capital | 3,611,000 | 3,726,000 | 3,659,000 | 3,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,592,000 | 2,313,000 | 2,972,000 |
| Interest expense | 472,000 | 913,000 | 1,323,000 | 1,660,000 |
| Net interest income | 343,000 | 679,000 | 990,000 | 1,312,000 |
| Noninterest income | 39,000 | 87,000 | 123,000 | 174,000 |
| Noninterest expense | 234,000 | 469,000 | 701,000 | 963,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 119,000 | 238,000 | 323,000 | 404,000 |
| Income tax | 29,000 | 58,000 | 86,000 | 91,000 |
| Net income | 90,000 | 180,000 | 237,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,578,000 | 3,669,000 | 3,573,000 | 3,649,000 |
| Total capital | 3,922,000 | 3,995,000 | 3,933,000 | 4,026,000 |
| Risk-weighted assets | 30,119,000 | 30,019,000 | 29,270,000 | 30,105,000 |