Call reports 2024
FIRST NATIONAL BANK OF SCOTIA — 2024
What FIRST NATIONAL BANK OF SCOTIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 653,342,000 | 664,573,000 | 680,776,000 | 675,927,000 |
| Total loans | 487,391,000 | 494,482,000 | 494,312,000 | 500,216,000 |
| Allowance for loan losses | 5,721,000 | 5,762,000 | 5,696,000 | 5,581,000 |
| Securities available for sale | 74,645,000 | 72,598,000 | 74,424,000 | 72,483,000 |
| Securities held to maturity | 4,485,000 | 4,087,000 | 3,961,000 | 3,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,760,000 | 600,536,000 | 607,570,000 | 594,786,000 |
| Interest-bearing deposits | 409,498,000 | 419,925,000 | 430,769,000 | 417,400,000 |
| Noninterest-bearing deposits | 181,262,000 | 180,611,000 | 176,801,000 | 177,386,000 |
| Equity capital | 52,260,000 | 52,986,000 | 56,072,000 | 58,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,335,000 | 14,676,000 | 22,436,000 | 30,480,000 |
| Interest expense | 1,180,000 | 2,344,000 | 3,621,000 | 4,933,000 |
| Net interest income | 6,155,000 | 12,332,000 | 18,815,000 | 25,547,000 |
| Noninterest income | 771,000 | 1,558,000 | 2,357,000 | 3,221,000 |
| Noninterest expense | 5,072,000 | 10,245,000 | 15,465,000 | 21,734,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 660,000 |
| Pretax income | 1,680,000 | 3,264,000 | 5,180,000 | 6,329,000 |
| Income tax | 429,000 | 834,000 | 1,322,000 | 1,175,000 |
| Net income | 1,251,000 | 2,430,000 | 3,858,000 | 5,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,518,000 | 58,119,000 | 59,547,000 | 60,452,000 |
| Total capital | 63,340,000 | 64,018,000 | 65,375,000 | 66,150,000 |
| Risk-weighted assets | 465,779,000 | 471,986,000 | 469,709,000 | 472,892,000 |