Call reports 2022
FIRST NATIONAL BANK OF SCOTIA — 2022
What FIRST NATIONAL BANK OF SCOTIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 674,034,000 | 678,334,000 | 700,281,000 | 669,571,000 |
| Total loans | 456,254,000 | 475,788,000 | 493,681,000 | 497,599,000 |
| Allowance for loan losses | 5,565,000 | 5,672,000 | 5,757,000 | 5,989,000 |
| Securities available for sale | 113,344,000 | 104,995,000 | 106,086,000 | 108,610,000 |
| Securities held to maturity | 8,433,000 | 7,734,000 | 5,434,000 | 5,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,775,000 | 624,672,000 | 648,202,000 | 617,397,000 |
| Interest-bearing deposits | 426,884,000 | 423,865,000 | 446,224,000 | 414,423,000 |
| Noninterest-bearing deposits | 190,891,000 | 200,807,000 | 201,978,000 | 202,974,000 |
| Equity capital | 44,773,000 | 43,522,000 | 42,120,000 | 43,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,022,000 | 10,301,000 | 16,145,000 | 22,329,000 |
| Interest expense | 99,000 | 198,000 | 302,000 | 409,000 |
| Net interest income | 4,923,000 | 10,103,000 | 15,843,000 | 21,920,000 |
| Noninterest income | 697,000 | 1,486,000 | 2,284,000 | 3,095,000 |
| Noninterest expense | 4,423,000 | 8,909,000 | 13,540,000 | 18,703,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 1,060,000 |
| Pretax income | 1,024,000 | 2,337,000 | 4,080,000 | 5,246,000 |
| Income tax | 256,000 | 584,000 | 1,020,000 | 955,000 |
| Net income | 768,000 | 1,753,000 | 3,060,000 | 4,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,096,000 | 51,081,000 | 51,810,000 | 52,939,000 |
| Total capital | 55,569,000 | 56,792,000 | 57,712,000 | 58,905,000 |
| Risk-weighted assets | 437,119,000 | 456,274,000 | 471,638,000 | 477,014,000 |