Call reports 2021
FIRST NATIONAL BANK OF SCOTIA — 2021
What FIRST NATIONAL BANK OF SCOTIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 649,542,000 | 649,692,000 | 682,110,000 | 670,378,000 |
| Total loans | 433,703,000 | 443,954,000 | 442,172,000 | 444,147,000 |
| Allowance for loan losses | 5,660,000 | 5,343,000 | 5,500,000 | 5,673,000 |
| Securities available for sale | 70,611,000 | 91,883,000 | 97,065,000 | 102,762,000 |
| Securities held to maturity | 8,502,000 | 6,470,000 | 9,594,000 | 12,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,130,000 | 596,642,000 | 625,252,000 | 611,641,000 |
| Interest-bearing deposits | 399,614,000 | 403,255,000 | 421,695,000 | 418,372,000 |
| Noninterest-bearing deposits | 197,516,000 | 193,387,000 | 203,557,000 | 193,269,000 |
| Equity capital | 41,513,000 | 44,041,000 | 47,041,000 | 48,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,290,000 | 10,324,000 | 15,636,000 | 21,025,000 |
| Interest expense | 165,000 | 291,000 | 405,000 | 509,000 |
| Net interest income | 5,125,000 | 10,033,000 | 15,231,000 | 20,516,000 |
| Noninterest income | 817,000 | 1,637,000 | 2,370,000 | 3,185,000 |
| Noninterest expense | 4,147,000 | 8,367,000 | 12,847,000 | 18,373,000 |
| Provision for loan losses | 300,000 | 60,000 | 225,000 | 390,000 |
| Pretax income | 1,508,000 | 3,255,000 | 4,546,000 | 4,963,000 |
| Income tax | 378,000 | 815,000 | 1,138,000 | 1,007,000 |
| Net income | 1,130,000 | 2,440,000 | 3,408,000 | 3,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,252,000 | 46,561,000 | 49,451,000 | 49,906,000 |
| Total capital | 49,192,000 | 51,643,000 | 54,637,000 | 55,225,000 |
| Risk-weighted assets | 393,868,000 | 405,645,000 | 413,943,000 | 424,519,000 |