Call reports 2019
FIRST NATIONAL BANK OF SCOTIA — 2019
What FIRST NATIONAL BANK OF SCOTIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 483,430,000 | 479,367,000 | 508,037,000 | 483,117,000 |
| Total loans | 418,566,000 | 417,571,000 | 414,908,000 | 413,904,000 |
| Allowance for loan losses | 4,476,000 | 4,584,000 | 4,675,000 | 4,605,000 |
| Securities available for sale | 22,853,000 | 21,679,000 | 41,136,000 | 23,202,000 |
| Securities held to maturity | 2,303,000 | 1,850,000 | 3,487,000 | 3,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,113,000 | 434,415,000 | 461,734,000 | 435,170,000 |
| Interest-bearing deposits | 306,759,000 | 305,744,000 | 311,703,000 | 310,808,000 |
| Noninterest-bearing deposits | 118,354,000 | 128,671,000 | 150,031,000 | 124,362,000 |
| Equity capital | 36,519,000 | 37,238,000 | 37,867,000 | 39,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,618,000 | 9,422,000 | 14,275,000 | 19,117,000 |
| Interest expense | 242,000 | 500,000 | 754,000 | 1,026,000 |
| Net interest income | 4,376,000 | 8,922,000 | 13,521,000 | 18,091,000 |
| Noninterest income | 708,000 | 1,446,000 | 2,262,000 | 2,993,000 |
| Noninterest expense | 3,966,000 | 7,856,000 | 11,721,000 | 16,042,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 660,000 |
| Pretax income | 958,000 | 2,187,000 | 3,577,000 | 4,392,000 |
| Income tax | 239,000 | 546,000 | 893,000 | 957,000 |
| Net income | 718,000 | 1,639,000 | 2,680,000 | 3,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,319,000 | 40,950,000 | 41,571,000 | 41,939,000 |
| Total capital | 45,220,000 | 45,863,000 | 46,434,000 | 46,776,000 |
| Risk-weighted assets | 394,569,000 | 392,818,000 | 388,788,000 | 386,726,000 |