Call reports 2018
FIRST NATIONAL BANK OF SCOTIA — 2018
What FIRST NATIONAL BANK OF SCOTIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 466,167,000 | 470,326,000 | 500,617,000 | 474,407,000 |
| Total loans | 396,870,000 | 408,357,000 | 410,342,000 | 415,505,000 |
| Allowance for loan losses | 4,144,000 | 4,205,000 | 4,301,000 | 4,367,000 |
| Securities available for sale | 23,037,000 | 20,908,000 | 30,431,000 | 23,183,000 |
| Securities held to maturity | 2,296,000 | 2,296,000 | 2,830,000 | 3,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,415,000 | 428,762,000 | 456,913,000 | 431,035,000 |
| Interest-bearing deposits | 304,077,000 | 306,853,000 | 315,910,000 | 306,954,000 |
| Noninterest-bearing deposits | 120,338,000 | 121,909,000 | 141,003,000 | 124,081,000 |
| Equity capital | 36,021,000 | 36,414,000 | 36,920,000 | 36,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,988,000 | 8,163,000 | 12,554,000 | 17,156,000 |
| Interest expense | 110,000 | 223,000 | 365,000 | 530,000 |
| Net interest income | 3,878,000 | 7,940,000 | 12,189,000 | 16,626,000 |
| Noninterest income | 779,000 | 1,553,000 | 2,150,000 | 2,857,000 |
| Noninterest expense | 3,755,000 | 7,486,000 | 11,046,000 | 15,171,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 756,000 | 1,713,000 | 2,840,000 | 3,702,000 |
| Income tax | 297,000 | 583,000 | 865,000 | 898,000 |
| Net income | 459,000 | 1,130,000 | 1,975,000 | 2,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,477,000 | 38,869,000 | 39,433,000 | 39,890,000 |
| Total capital | 42,986,000 | 43,419,000 | 44,111,000 | 44,654,000 |
| Risk-weighted assets | 380,067,000 | 390,820,000 | 391,757,000 | 392,624,000 |