Call reports 2017
FIRST NATIONAL BANK OF SCOTIA — 2017
What FIRST NATIONAL BANK OF SCOTIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 458,799,000 | 457,339,000 | 487,123,000 | 463,354,000 |
| Total loans | 389,379,000 | 389,569,000 | 404,992,000 | 399,471,000 |
| Allowance for loan losses | 3,993,000 | 4,133,000 | 4,201,000 | 4,049,000 |
| Securities available for sale | 26,751,000 | 28,576,000 | 37,280,000 | 24,399,000 |
| Securities held to maturity | 1,924,000 | 2,480,000 | 2,846,000 | 2,813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,302,000 | 416,455,000 | 435,939,000 | 421,902,000 |
| Interest-bearing deposits | 305,229,000 | 301,147,000 | 306,245,000 | 298,891,000 |
| Noninterest-bearing deposits | 113,073,000 | 115,308,000 | 129,694,000 | 123,011,000 |
| Equity capital | 34,832,000 | 35,115,000 | 35,302,000 | 35,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,776,000 | 7,592,000 | 11,537,000 | 15,721,000 |
| Interest expense | 76,000 | 151,000 | 241,000 | 339,000 |
| Net interest income | 3,700,000 | 7,441,000 | 11,296,000 | 15,382,000 |
| Noninterest income | 649,000 | 1,428,000 | 2,124,000 | 3,027,000 |
| Noninterest expense | 3,534,000 | 7,074,000 | 10,605,000 | 14,763,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 661,000 | 1,491,000 | 2,361,000 | 3,042,000 |
| Income tax | 176,000 | 505,000 | 848,000 | 854,000 |
| Net income | 485,000 | 986,000 | 1,513,000 | 2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,107,000 | 37,332,000 | 37,499,000 | 38,281,000 |
| Total capital | 41,415,000 | 41,806,000 | 42,069,000 | 42,679,000 |
| Risk-weighted assets | 370,444,000 | 372,441,000 | 388,387,000 | 383,061,000 |