Call reports 2012
FIRST NATIONAL BANK OF SCOTIA — 2012
What FIRST NATIONAL BANK OF SCOTIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 390,169,000 | 400,462,000 | 422,225,000 | 402,049,000 |
| Total loans | 303,770,000 | 299,890,000 | 313,740,000 | 317,564,000 |
| Allowance for loan losses | 3,627,000 | 3,670,000 | 3,715,000 | 3,637,000 |
| Securities available for sale | 31,462,000 | 28,626,000 | 40,178,000 | 39,853,000 |
| Securities held to maturity | 3,414,000 | 4,397,000 | 7,461,000 | 6,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,576,000 | 366,381,000 | 387,247,000 | 366,786,000 |
| Interest-bearing deposits | 285,885,000 | 289,379,000 | 305,485,000 | 284,615,000 |
| Noninterest-bearing deposits | 70,691,000 | 77,002,000 | 81,763,000 | 82,170,000 |
| Equity capital | 26,653,000 | 27,156,000 | 28,026,000 | 29,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,639,000 | 7,145,000 | 10,723,000 | 14,338,000 |
| Interest expense | 204,000 | 397,000 | 539,000 | 634,000 |
| Net interest income | 3,435,000 | 6,748,000 | 10,184,000 | 13,704,000 |
| Noninterest income | 723,000 | 1,463,000 | 2,343,000 | 3,346,000 |
| Noninterest expense | 3,089,000 | 6,167,000 | 9,270,000 | 13,380,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 300,000 |
| Pretax income | 1,004,000 | 1,889,000 | 3,012,000 | 3,395,000 |
| Income tax | 417,000 | 784,000 | 1,250,000 | 1,065,000 |
| Net income | 587,000 | 1,105,000 | 1,762,000 | 2,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,900,000 | 31,482,000 | 32,323,000 | 32,544,000 |
| Total capital | 31,614,000 | 35,103,000 | 36,184,000 | 36,449,000 |
| Risk-weighted assets | 293,739,000 | 286,514,000 | 305,843,000 | 309,258,000 |