Call reports 2011
FIRST NATIONAL BANK OF SCOTIA — 2011
What FIRST NATIONAL BANK OF SCOTIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 359,472,000 | 374,844,000 | 387,086,000 | 373,788,000 |
| Total loans | 275,719,000 | 275,672,000 | 283,085,000 | 301,507,000 |
| Allowance for loan losses | 3,355,000 | 3,440,000 | 3,581,000 | 3,568,000 |
| Securities available for sale | 32,598,000 | 32,535,000 | 45,702,000 | 40,778,000 |
| Securities held to maturity | 4,905,000 | 4,894,000 | 3,020,000 | 3,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,638,000 | 341,738,000 | 353,259,000 | 341,762,000 |
| Interest-bearing deposits | 264,390,000 | 273,225,000 | 284,081,000 | 273,821,000 |
| Noninterest-bearing deposits | 62,248,000 | 68,513,000 | 69,178,000 | 67,941,000 |
| Equity capital | 25,993,000 | 26,279,000 | 26,611,000 | 25,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,633,000 | 7,334,000 | 10,987,000 | 14,676,000 |
| Interest expense | 301,000 | 581,000 | 844,000 | 1,080,000 |
| Net interest income | 3,332,000 | 6,753,000 | 10,143,000 | 13,596,000 |
| Noninterest income | 591,000 | 1,190,000 | 1,959,000 | 2,734,000 |
| Noninterest expense | 3,040,000 | 6,106,000 | 9,167,000 | 12,769,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 440,000 |
| Pretax income | 763,000 | 1,597,000 | 2,575,000 | 3,124,000 |
| Income tax | 317,000 | 663,000 | 1,068,000 | 981,000 |
| Net income | 446,000 | 934,000 | 1,507,000 | 2,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,021,000 | 27,228,000 | 27,514,000 | 26,676,000 |
| Total capital | 30,444,000 | 30,644,000 | 31,040,000 | 30,412,000 |
| Risk-weighted assets | 270,301,000 | 269,691,000 | 279,296,000 | 296,125,000 |