Call reports 2001
FIRST NATIONAL BANK OF SCOTIA — 2001
What FIRST NATIONAL BANK OF SCOTIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 199,780,000 | 205,252,000 | 214,377,000 | 211,759,000 |
| Total loans | 129,114,000 | 135,217,000 | 144,999,000 | 146,161,000 |
| Allowance for loan losses | 2,155,000 | 2,182,000 | 2,268,000 | 2,329,000 |
| Securities available for sale | 26,776,000 | 37,686,000 | 25,514,000 | 29,657,000 |
| Securities held to maturity | 79,000 | 60,000 | 60,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,233,000 | 187,985,000 | 196,323,000 | 193,791,000 |
| Interest-bearing deposits | 141,435,000 | 145,180,000 | 151,309,000 | 148,615,000 |
| Noninterest-bearing deposits | 40,798,000 | 42,805,000 | 45,014,000 | 45,176,000 |
| Equity capital | 15,522,000 | 15,732,000 | 16,144,000 | 16,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,425,000 | 6,712,000 | 10,066,000 | 13,319,000 |
| Interest expense | 1,022,000 | 2,058,000 | 2,984,000 | 3,718,000 |
| Net interest income | 2,403,000 | 4,654,000 | 7,082,000 | 9,601,000 |
| Noninterest income | 294,000 | 581,000 | 849,000 | 1,131,000 |
| Noninterest expense | 2,003,000 | 4,011,000 | 6,118,000 | 8,375,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 634,000 | 1,104,000 | 1,633,000 | 2,117,000 |
| Income tax | 247,000 | 430,000 | 637,000 | 727,000 |
| Net income | 387,000 | 674,000 | 996,000 | 1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,527,000 | 15,770,000 | 16,018,000 | 16,234,000 |
| Total capital | 17,337,000 | 17,745,000 | 18,128,000 | 18,369,000 |
| Risk-weighted assets | 144,425,000 | 157,829,000 | 168,675,000 | 170,578,000 |