Call reports 2001
BANK OF TIDEWATER, THE — 2001
What BANK OF TIDEWATER, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 264,037,000 | 295,451,000 | 283,086,000 |
| Total loans | 158,351,000 | 164,130,000 | 159,949,000 |
| Allowance for loan losses | 1,837,000 | 1,888,000 | 1,934,000 |
| Securities available for sale | 63,670,000 | 56,945,000 | 64,558,000 |
| Securities held to maturity | 2,505,000 | 4,049,000 | 8,085,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 236,165,000 | 266,898,000 | 252,428,000 |
| Interest-bearing deposits | 150,609,000 | 165,478,000 | 165,489,000 |
| Noninterest-bearing deposits | 85,556,000 | 101,420,000 | 86,939,000 |
| Equity capital | 21,040,000 | 21,352,000 | 22,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 4,423,000 | 8,829,000 | 13,195,000 |
| Interest expense | 1,463,000 | 2,862,000 | 4,288,000 |
| Net interest income | 2,960,000 | 5,967,000 | 8,907,000 |
| Noninterest income | 1,446,000 | 3,193,000 | 5,040,000 |
| Noninterest expense | 3,179,000 | 6,699,000 | 10,179,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 |
| Pretax income | 1,182,000 | 2,356,000 | 3,603,000 |
| Income tax | 400,000 | 800,000 | 1,226,000 |
| Net income | 782,000 | 1,556,000 | 2,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 20,555,000 | 20,774,000 | 21,071,000 |
| Total capital | 22,392,000 | 22,662,000 | 23,005,000 |
| Risk-weighted assets | 185,043,000 | 195,138,000 | 190,842,000 |