Call reports 2010
BANK OF WHITMAN — 2010
What BANK OF WHITMAN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 786,466,000 | 744,805,000 | 722,200,000 | 681,829,000 |
| Total loans | 600,088,000 | 587,452,000 | 563,544,000 | 524,559,000 |
| Allowance for loan losses | 25,000,000 | 18,707,000 | 25,000,000 | 22,500,000 |
| Securities available for sale | 35,267,000 | 37,822,000 | 37,539,000 | 37,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,049,000 | 620,879,000 | 606,111,000 | 620,039,000 |
| Interest-bearing deposits | 564,842,000 | 529,973,000 | 503,626,000 | 499,864,000 |
| Noninterest-bearing deposits | 95,207,000 | 90,906,000 | 102,485,000 | 120,175,000 |
| Equity capital | 43,006,000 | 41,299,000 | 31,156,000 | 24,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,597,000 | 18,151,000 | 26,435,000 | 35,029,000 |
| Interest expense | 3,501,000 | 6,713,000 | 9,779,000 | 12,373,000 |
| Net interest income | 6,096,000 | 11,438,000 | 16,656,000 | 22,656,000 |
| Noninterest income | 907,000 | 12,000 | 425,000 | 1,246,000 |
| Noninterest expense | 4,352,000 | 11,825,000 | 18,361,000 | 23,824,000 |
| Provision for loan losses | 31,000 | 534,000 | 9,760,000 | 17,292,000 |
| Pretax income | 3,016,000 | -633,000 | -10,764,000 | -16,938,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,016,000 | -633,000 | -10,764,000 | -16,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,847,000 | 41,205,000 | 31,073,000 | 24,894,000 |
| Total capital | 52,249,000 | 48,359,000 | 38,086,000 | 31,476,000 |
| Risk-weighted assets | 574,403,000 | 560,566,000 | 542,885,000 | 510,447,000 |