Call reports 2008
BANK OF WHITMAN — 2008
What BANK OF WHITMAN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 589,157,000 | 662,495,000 | 677,247,000 | 690,212,000 |
| Total loans | 536,926,000 | 601,806,000 | 617,967,000 | 636,667,000 |
| Allowance for loan losses | 4,770,000 | 4,775,000 | 5,810,000 | 6,000,000 |
| Securities available for sale | 13,259,000 | 12,904,000 | 9,803,000 | 9,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,173,000 | 527,546,000 | 541,963,000 | 504,769,000 |
| Interest-bearing deposits | 388,784,000 | 446,610,000 | 506,275,000 | 466,866,000 |
| Noninterest-bearing deposits | 85,389,000 | 80,936,000 | 35,688,000 | 37,903,000 |
| Equity capital | 53,306,000 | 58,744,000 | 59,869,000 | 61,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 11,799,000 | 22,922,000 | 34,714,000 | 45,923,000 |
| Interest expense | 4,376,000 | 8,566,000 | 12,924,000 | 17,016,000 |
| Net interest income | 7,423,000 | 14,356,000 | 21,790,000 | 28,907,000 |
| Noninterest income | 664,000 | 1,230,000 | 1,911,000 | 2,634,000 |
| Noninterest expense | 5,398,000 | 10,823,000 | 16,065,000 | 24,214,000 |
| Provision for loan losses | 278,000 | 283,000 | 1,344,000 | 1,581,000 |
| Pretax income | 2,471,000 | 4,540,000 | 6,368,000 | 5,822,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,471,000 | 4,540,000 | 6,368,000 | 5,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,158,000 | 58,748,000 | 59,815,000 | 61,363,000 |
| Total capital | 58,078,000 | 63,677,000 | 65,769,000 | 67,507,000 |
| Risk-weighted assets | 539,939,000 | 606,844,000 | 625,333,000 | 631,791,000 |