Call reports 2007
BANK OF WHITMAN — 2007
What BANK OF WHITMAN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 495,709,000 | 530,265,000 | 546,641,000 | 603,046,000 |
| Total loans | 433,391,000 | 480,085,000 | 498,085,000 | 521,426,000 |
| Allowance for loan losses | 4,000,000 | 4,200,000 | 4,200,000 | 4,500,000 |
| Securities available for sale | 9,910,000 | 9,763,000 | 9,960,000 | 37,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,287,000 | 415,879,000 | 429,342,000 | 492,881,000 |
| Interest-bearing deposits | 309,710,000 | 344,757,000 | 340,729,000 | 402,381,000 |
| Noninterest-bearing deposits | 73,577,000 | 71,122,000 | 88,613,000 | 90,500,000 |
| Equity capital | 54,465,000 | 55,421,000 | 57,939,000 | 50,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,306,000 | 21,789,000 | 33,750,000 | 45,638,000 |
| Interest expense | 4,296,000 | 8,768,000 | 13,369,000 | 17,976,000 |
| Net interest income | 6,010,000 | 13,021,000 | 20,381,000 | 27,662,000 |
| Noninterest income | 441,000 | 302,000 | 877,000 | 1,324,000 |
| Noninterest expense | 4,620,000 | 9,679,000 | 14,916,000 | 22,929,000 |
| Provision for loan losses | 32,000 | 216,000 | 208,000 | 558,000 |
| Pretax income | 1,799,000 | 3,428,000 | 6,174,000 | 5,548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,799,000 | 3,428,000 | 6,174,000 | 5,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,462,000 | 55,479,000 | 57,938,000 | 50,738,000 |
| Total capital | 58,462,000 | 59,809,000 | 62,268,000 | 55,388,000 |
| Risk-weighted assets | 451,795,000 | 481,672,000 | 504,651,000 | 528,169,000 |