Call reports 2006
BANK OF WHITMAN — 2006
What BANK OF WHITMAN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 419,980,000 | 472,755,000 | 521,456,000 | 509,255,000 |
| Total loans | 345,029,000 | 393,831,000 | 408,916,000 | 402,708,000 |
| Allowance for loan losses | 3,500,000 | 3,500,000 | 5,000,000 | 4,000,000 |
| Securities available for sale | 37,464,000 | 36,794,000 | 37,608,000 | 46,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,537,000 | 351,822,000 | 408,321,000 | 399,115,000 |
| Interest-bearing deposits | 247,617,000 | 288,897,000 | 337,515,000 | 320,737,000 |
| Noninterest-bearing deposits | 61,920,000 | 62,925,000 | 70,806,000 | 78,378,000 |
| Equity capital | 42,161,000 | 41,090,000 | 50,037,000 | 53,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,313,000 | 17,848,000 | 28,581,000 | 39,280,000 |
| Interest expense | 2,771,000 | 6,100,000 | 10,543,000 | 14,895,000 |
| Net interest income | 5,542,000 | 11,748,000 | 18,038,000 | 24,385,000 |
| Noninterest income | 461,000 | 851,000 | 1,350,000 | 1,809,000 |
| Noninterest expense | 3,453,000 | 7,162,000 | 10,807,000 | 15,718,000 |
| Provision for loan losses | 54,000 | 340,000 | 2,010,000 | 6,033,000 |
| Pretax income | 2,496,000 | 5,097,000 | 6,571,000 | 4,620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,496,000 | 5,097,000 | 6,571,000 | 4,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,585,000 | 42,085,000 | 50,203,000 | 53,297,000 |
| Total capital | 46,085,000 | 45,585,000 | 55,203,000 | 57,297,000 |
| Risk-weighted assets | 350,111,000 | 403,289,000 | 432,555,000 | 422,935,000 |