Call reports 2005
BANK OF WHITMAN — 2005
What BANK OF WHITMAN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 350,607,000 | 396,458,000 | 401,576,000 | 424,948,000 |
| Total loans | 313,197,000 | 352,381,000 | 354,234,000 | 344,952,000 |
| Allowance for loan losses | 3,000,000 | 3,000,000 | 3,600,000 | 3,500,000 |
| Securities available for sale | 4,069,000 | 7,648,000 | 7,603,000 | 38,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,862,000 | 300,243,000 | 303,411,000 | 320,124,000 |
| Interest-bearing deposits | 177,705,000 | 241,957,000 | 233,204,000 | 248,952,000 |
| Noninterest-bearing deposits | 62,157,000 | 58,286,000 | 70,207,000 | 71,172,000 |
| Equity capital | 38,244,000 | 38,651,000 | 40,407,000 | 40,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,244,000 | 13,383,000 | 21,385,000 | 29,670,000 |
| Interest expense | 1,620,000 | 3,551,000 | 5,990,000 | 8,521,000 |
| Net interest income | 4,624,000 | 9,832,000 | 15,395,000 | 21,149,000 |
| Noninterest income | 387,000 | 820,000 | 1,311,000 | 1,721,000 |
| Noninterest expense | 2,882,000 | 5,903,000 | 9,040,000 | 14,761,000 |
| Provision for loan losses | 320,000 | 333,000 | 975,000 | 1,074,000 |
| Pretax income | 1,809,000 | 4,443,000 | 6,718,000 | 7,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,809,000 | 4,443,000 | 6,718,000 | 7,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,302,000 | 38,587,000 | 40,402,000 | 40,313,000 |
| Total capital | 41,302,000 | 41,587,000 | 44,002,000 | 43,813,000 |
| Risk-weighted assets | 311,367,000 | 347,069,000 | 352,794,000 | 345,810,000 |