Call reports 2004
BANK OF WHITMAN — 2004
What BANK OF WHITMAN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 276,236,000 | 312,534,000 | 327,078,000 | 334,702,000 |
| Total loans | 247,746,000 | 282,788,000 | 290,345,000 | 301,230,000 |
| Allowance for loan losses | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,000 |
| Securities available for sale | 3,517,000 | 3,941,000 | 4,089,000 | 4,163,000 |
| Securities held to maturity | 328,000 | 227,000 | 226,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,625,000 | 231,882,000 | 261,429,000 | 249,282,000 |
| Interest-bearing deposits | 157,131,000 | 176,677,000 | 197,711,000 | 180,542,000 |
| Noninterest-bearing deposits | 53,494,000 | 55,205,000 | 63,718,000 | 68,740,000 |
| Equity capital | 33,065,000 | 34,516,000 | 36,503,000 | 36,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,620,000 | 9,797,000 | 15,186,000 | 21,381,000 |
| Interest expense | 994,000 | 2,025,000 | 3,301,000 | 4,732,000 |
| Net interest income | 3,626,000 | 7,772,000 | 11,885,000 | 16,649,000 |
| Noninterest income | 365,000 | 701,000 | 1,200,000 | 1,579,000 |
| Noninterest expense | 2,521,000 | 4,961,000 | 7,527,000 | 12,022,000 |
| Provision for loan losses | 106,000 | 495,000 | 569,000 | 683,000 |
| Pretax income | 1,414,000 | 3,067,000 | 5,039,000 | 5,573,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,414,000 | 3,067,000 | 5,039,000 | 5,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,930,000 | 34,589,000 | 36,424,000 | 36,803,000 |
| Total capital | 35,630,000 | 37,289,000 | 39,124,000 | 39,503,000 |
| Risk-weighted assets | 237,259,000 | 272,344,000 | 282,579,000 | 290,798,000 |