Call reports 2003
BANK OF WHITMAN — 2003
What BANK OF WHITMAN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 254,964,000 | 277,689,000 | 281,962,000 | 269,258,000 |
| Total loans | 225,979,000 | 248,820,000 | 249,383,000 | 241,196,000 |
| Allowance for loan losses | 2,100,000 | 2,500,000 | 3,000,000 | 2,700,000 |
| Securities available for sale | 4,504,000 | 529,000 | 523,000 | 520,000 |
| Securities held to maturity | 433,000 | 432,000 | 431,000 | 430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,206,000 | 189,708,000 | 186,629,000 | 214,106,000 |
| Interest-bearing deposits | 124,335,000 | 140,635,000 | 132,116,000 | 147,446,000 |
| Noninterest-bearing deposits | 48,871,000 | 49,073,000 | 54,513,000 | 66,660,000 |
| Equity capital | 22,685,000 | 25,038,000 | 25,652,000 | 25,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,577,000 | 9,277,000 | 14,033,000 | 19,050,000 |
| Interest expense | 1,288,000 | 2,478,000 | 3,639,000 | 4,730,000 |
| Net interest income | 3,289,000 | 6,799,000 | 10,394,000 | 14,320,000 |
| Noninterest income | 504,000 | 1,125,000 | 1,761,000 | 2,448,000 |
| Noninterest expense | 2,490,000 | 5,253,000 | 7,792,000 | 11,843,000 |
| Provision for loan losses | 274,000 | 848,000 | 1,481,000 | 1,304,000 |
| Pretax income | 1,064,000 | 1,924,000 | 2,983,000 | 3,722,000 |
| Income tax | 200,000 | 387,000 | 830,000 | 860,000 |
| Net income | 864,000 | 1,537,000 | 2,153,000 | 2,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,020,000 | 24,244,000 | 24,875,000 | 25,736,000 |
| Total capital | 24,120,000 | 26,744,000 | 27,855,000 | 28,436,000 |
| Risk-weighted assets | 218,995,000 | 232,214,000 | 238,409,000 | 228,699,000 |