Call reports 2002
BANK OF WHITMAN — 2002
What BANK OF WHITMAN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 255,435,000 | 285,502,000 | 261,585,000 | 266,040,000 |
| Total loans | 186,840,000 | 218,232,000 | 223,820,000 | 222,785,000 |
| Allowance for loan losses | 1,550,000 | 2,100,000 | 2,200,000 | 2,100,000 |
| Securities available for sale | 508,000 | 526,000 | 3,076,000 | 2,030,000 |
| Securities held to maturity | 44,014,000 | 42,289,000 | 436,000 | 435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,787,000 | 196,622,000 | 200,504,000 | 203,920,000 |
| Interest-bearing deposits | 158,786,000 | 155,765,000 | 152,728,000 | 149,855,000 |
| Noninterest-bearing deposits | 38,001,000 | 40,857,000 | 47,776,000 | 54,065,000 |
| Equity capital | 17,529,000 | 21,037,000 | 21,649,000 | 21,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,048,000 | 8,685,000 | 13,338,000 | 17,911,000 |
| Interest expense | 1,346,000 | 3,016,000 | 4,650,000 | 6,119,000 |
| Net interest income | 2,702,000 | 5,669,000 | 8,688,000 | 11,792,000 |
| Noninterest income | 448,000 | 858,000 | 1,366,000 | 1,889,000 |
| Noninterest expense | 2,307,000 | 4,375,000 | 6,646,000 | 9,848,000 |
| Provision for loan losses | 12,000 | 578,000 | 743,000 | 697,000 |
| Pretax income | 831,000 | 1,574,000 | 2,402,000 | 2,873,000 |
| Income tax | 0 | 250,000 | 475,000 | 665,000 |
| Net income | 831,000 | 1,324,000 | 1,927,000 | 2,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,869,000 | 20,388,000 | 20,991,000 | 21,235,000 |
| Total capital | 18,419,000 | 22,488,000 | 23,191,000 | 23,335,000 |
| Risk-weighted assets | 180,223,000 | 210,677,000 | 214,737,000 | 214,080,000 |