Call reports 2001
BANK OF WHITMAN — 2001
What BANK OF WHITMAN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 168,151,000 | 181,536,000 | 186,700,000 | 227,209,000 |
| Total loans | 137,282,000 | 157,976,000 | 160,321,000 | 153,031,000 |
| Allowance for loan losses | 1,250,000 | 1,250,000 | 1,250,000 | 1,550,000 |
| Securities available for sale | 1,279,000 | 513,000 | 516,000 | 513,000 |
| Securities held to maturity | 428,000 | 427,000 | 426,000 | 45,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,262,000 | 128,008,000 | 137,309,000 | 178,191,000 |
| Interest-bearing deposits | 82,437,000 | 91,289,000 | 95,555,000 | 133,529,000 |
| Noninterest-bearing deposits | 33,825,000 | 36,719,000 | 41,754,000 | 44,662,000 |
| Equity capital | 13,612,000 | 14,527,000 | 15,506,000 | 14,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,459,000 | 7,043,000 | 10,658,000 | 14,064,000 |
| Interest expense | 1,394,000 | 3,138,000 | 4,654,000 | 6,045,000 |
| Net interest income | 2,065,000 | 3,905,000 | 6,004,000 | 8,019,000 |
| Noninterest income | 524,000 | 1,382,000 | 1,966,000 | 2,616,000 |
| Noninterest expense | 1,878,000 | 3,939,000 | 5,837,000 | 8,446,000 |
| Provision for loan losses | 250,000 | 571,000 | 316,000 | 704,000 |
| Pretax income | 461,000 | 777,000 | 1,817,000 | 1,485,000 |
| Income tax | 0 | 100,000 | 200,000 | 300,000 |
| Net income | 461,000 | 677,000 | 1,617,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,184,000 | 14,126,000 | 15,113,000 | 14,133,000 |
| Total capital | 14,434,000 | 15,376,000 | 16,363,000 | 15,683,000 |
| Risk-weighted assets | 125,171,000 | 149,047,000 | 154,075,000 | 150,355,000 |