Call reports 2006
PEOPLES BANK AND TRUST — 2006
What PEOPLES BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,164,000 | 42,344,000 | 43,200,000 | 44,216,000 |
| Total loans | 22,627,000 | 26,274,000 | 27,703,000 | 27,631,000 |
| Allowance for loan losses | 471,000 | 419,000 | 429,000 | 403,000 |
| Securities available for sale | 3,172,000 | 3,254,000 | 3,269,000 | 3,250,000 |
| Securities held to maturity | 8,063,000 | 8,011,000 | 7,510,000 | 7,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,289,000 | 31,551,000 | 31,105,000 | 34,317,000 |
| Interest-bearing deposits | 28,092,000 | 26,270,000 | 26,092,000 | 28,768,000 |
| Noninterest-bearing deposits | 6,197,000 | 5,281,000 | 5,013,000 | 5,549,000 |
| Equity capital | 6,239,000 | 6,345,000 | 6,491,000 | 6,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,212,000 | 1,882,000 | 2,570,000 |
| Interest expense | 191,000 | 392,000 | 635,000 | 868,000 |
| Net interest income | 414,000 | 820,000 | 1,247,000 | 1,702,000 |
| Noninterest income | 33,000 | 63,000 | 100,000 | 142,000 |
| Noninterest expense | 223,000 | 439,000 | 663,000 | 1,056,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 224,000 | 444,000 | 684,000 | 788,000 |
| Income tax | 10,000 | 20,000 | 30,000 | 37,000 |
| Net income | 214,000 | 424,000 | 654,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,227,000 | 6,335,000 | 6,472,000 | 6,383,000 |
| Total capital | 6,632,000 | 6,754,000 | 6,901,000 | 6,786,000 |
| Risk-weighted assets | 32,300,000 | 35,164,000 | 35,582,000 | 34,428,000 |