Call reports 2002
PEOPLES BANK AND TRUST — 2002
What PEOPLES BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,752,000 | 37,394,000 | 37,431,000 | 39,538,000 |
| Total loans | 20,299,000 | 22,703,000 | 24,233,000 | 24,450,000 |
| Allowance for loan losses | 358,000 | 391,000 | 408,000 | 390,000 |
| Securities available for sale | 3,534,000 | 3,251,000 | 3,120,000 | 2,929,000 |
| Securities held to maturity | 8,391,000 | 6,115,000 | 4,131,000 | 4,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,587,000 | 31,144,000 | 31,063,000 | 33,144,000 |
| Interest-bearing deposits | 29,387,000 | 27,653,000 | 27,458,000 | 28,927,000 |
| Noninterest-bearing deposits | 4,200,000 | 3,491,000 | 3,605,000 | 4,217,000 |
| Equity capital | 5,859,000 | 5,929,000 | 6,032,000 | 6,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,150,000 | 1,742,000 | 2,308,000 |
| Interest expense | 210,000 | 409,000 | 598,000 | 777,000 |
| Net interest income | 361,000 | 741,000 | 1,144,000 | 1,531,000 |
| Noninterest income | 39,000 | 57,000 | 82,000 | 103,000 |
| Noninterest expense | 201,000 | 407,000 | 631,000 | 912,000 |
| Provision for loan losses | 15,000 | 45,000 | 63,000 | 68,000 |
| Pretax income | 184,000 | 346,000 | 532,000 | 654,000 |
| Income tax | 21,000 | 43,000 | 64,000 | 80,000 |
| Net income | 163,000 | 303,000 | 468,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,766,000 | 5,823,000 | 5,913,000 | 5,944,000 |
| Total capital | 6,089,000 | 6,167,000 | 6,273,000 | 6,312,000 |
| Risk-weighted assets | 26,340,000 | 27,509,000 | 28,788,000 | 29,409,000 |