Call reports 2001
PEOPLES BANK AND TRUST — 2001
What PEOPLES BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,177,000 | 35,412,000 | 36,025,000 | 36,770,000 |
| Total loans | 18,833,000 | 22,092,000 | 23,275,000 | 22,411,000 |
| Allowance for loan losses | 319,000 | 342,000 | 360,000 | 381,000 |
| Securities available for sale | 3,540,000 | 3,639,000 | 3,668,000 | 3,695,000 |
| Securities held to maturity | 5,275,000 | 6,796,000 | 4,775,000 | 6,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,098,000 | 29,235,000 | 29,811,000 | 30,562,000 |
| Interest-bearing deposits | 27,291,000 | 26,182,000 | 26,507,000 | 26,148,000 |
| Noninterest-bearing deposits | 3,807,000 | 3,053,000 | 3,304,000 | 4,414,000 |
| Equity capital | 5,670,000 | 5,742,000 | 5,806,000 | 5,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,302,000 | 1,951,000 | 2,568,000 |
| Interest expense | 289,000 | 587,000 | 864,000 | 1,100,000 |
| Net interest income | 368,000 | 715,000 | 1,087,000 | 1,468,000 |
| Noninterest income | 19,000 | 49,000 | 71,000 | 92,000 |
| Noninterest expense | 199,000 | 392,000 | 597,000 | 847,000 |
| Provision for loan losses | 23,000 | 45,000 | 64,000 | 93,000 |
| Pretax income | 167,000 | 329,000 | 499,000 | 622,000 |
| Income tax | 16,000 | 33,000 | 49,000 | 66,000 |
| Net income | 151,000 | 296,000 | 450,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,568,000 | 5,638,000 | 5,716,000 | 5,774,000 |
| Total capital | 5,871,000 | 5,973,000 | 6,068,000 | 6,123,000 |
| Risk-weighted assets | 24,229,000 | 26,801,000 | 28,137,000 | 27,911,000 |