Call reports 2025
AMERICAN STATE BANK OF GRYGLA — 2025
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 81,478,000 | 84,673,000 | 81,979,000 | 80,812,000 |
| Total loans | 40,511,000 | 42,729,000 | 44,954,000 | 43,892,000 |
| Allowance for loan losses | 479,000 | 479,000 | 497,000 | 520,000 |
| Securities available for sale | 21,290,000 | 21,614,000 | 20,980,000 | 19,978,000 |
| Securities held to maturity | 240,000 | 241,000 | 242,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,326,000 | 77,921,000 | 74,591,000 | 73,206,000 |
| Interest-bearing deposits | 56,207,000 | 55,642,000 | 53,343,000 | 52,051,000 |
| Noninterest-bearing deposits | 19,119,000 | 22,279,000 | 21,248,000 | 21,155,000 |
| Equity capital | 5,846,000 | 6,438,000 | 7,021,000 | 7,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,942,000 | 2,982,000 | 4,000,000 |
| Interest expense | 295,000 | 591,000 | 884,000 | 1,162,000 |
| Net interest income | 618,000 | 1,351,000 | 2,098,000 | 2,838,000 |
| Noninterest income | 132,000 | 243,000 | 377,000 | 503,000 |
| Noninterest expense | 496,000 | 985,000 | 1,477,000 | 1,996,000 |
| Provision for loan losses | 0 | 0 | 18,000 | 41,000 |
| Pretax income | 252,000 | 606,000 | 965,000 | 1,290,000 |
| Income tax | 25,000 | 48,000 | 71,000 | 105,000 |
| Net income | 227,000 | 558,000 | 894,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,902,000 | 8,233,000 | 8,568,000 | 8,610,000 |