Call reports 2023
AMERICAN STATE BANK OF GRYGLA — 2023
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 74,684,000 | 69,046,000 | 71,762,000 | 74,679,000 |
| Total loans | 36,267,000 | 38,734,000 | 39,602,000 | 39,468,000 |
| Allowance for loan losses | 474,000 | 480,000 | 477,000 | 479,000 |
| Securities available for sale | 22,648,000 | 22,675,000 | 21,597,000 | 21,629,000 |
| Securities held to maturity | 240,000 | 241,000 | 242,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,664,000 | 64,029,000 | 67,187,000 | 68,958,000 |
| Interest-bearing deposits | 51,029,000 | 47,467,000 | 48,769,000 | 49,840,000 |
| Noninterest-bearing deposits | 18,635,000 | 16,562,000 | 18,418,000 | 19,118,000 |
| Equity capital | 4,803,000 | 4,783,000 | 4,097,000 | 5,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,505,000 | 2,256,000 | 3,069,000 |
| Interest expense | 112,000 | 259,000 | 461,000 | 690,000 |
| Net interest income | 635,000 | 1,246,000 | 1,795,000 | 2,379,000 |
| Noninterest income | 133,000 | 170,000 | 338,000 | 518,000 |
| Noninterest expense | 530,000 | 1,009,000 | 1,524,000 | 2,060,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 20,000 |
| Pretax income | 242,000 | 416,000 | 623,000 | 873,000 |
| Income tax | 4,000 | 23,000 | 42,000 | 61,000 |
| Net income | 238,000 | 393,000 | 581,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,153,000 | 7,318,000 | 7,328,000 | 7,559,000 |
| Total capital | 7,627,000 | 7,798,000 | 7,805,000 | — |
| Risk-weighted assets | 38,784,000 | 41,224,000 | 42,074,000 | — |