Call reports 2022
AMERICAN STATE BANK OF GRYGLA — 2022
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 78,577,000 | 74,310,000 | 70,485,000 | 72,317,000 |
| Total loans | 33,062,000 | 33,456,000 | 34,765,000 | 36,604,000 |
| Allowance for loan losses | 448,000 | 455,000 | 462,000 | 468,000 |
| Securities available for sale | 18,203,000 | 19,421,000 | 19,820,000 | 20,851,000 |
| Securities held to maturity | 240,000 | 241,000 | 241,000 | 239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,204,000 | 69,639,000 | 66,428,000 | 67,564,000 |
| Interest-bearing deposits | 53,206,000 | 49,547,000 | 45,926,000 | 47,426,000 |
| Noninterest-bearing deposits | 19,998,000 | 20,092,000 | 20,502,000 | 20,138,000 |
| Equity capital | 5,177,000 | 4,451,000 | 3,841,000 | 4,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,042,000 | 1,695,000 | 2,376,000 |
| Interest expense | 25,000 | 49,000 | 74,000 | 143,000 |
| Net interest income | 488,000 | 993,000 | 1,621,000 | 2,233,000 |
| Noninterest income | 86,000 | 165,000 | 373,000 | 542,000 |
| Noninterest expense | 438,000 | 893,000 | 1,360,000 | 1,902,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 127,000 | 237,000 | 604,000 | 844,000 |
| Income tax | 39,000 | 64,000 | 89,000 | 114,000 |
| Net income | 88,000 | 173,000 | 515,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,473,000 | 6,570,000 | 6,921,000 | 7,148,000 |
| Total capital | 6,921,000 | 7,017,000 | 7,383,000 | 7,616,000 |
| Risk-weighted assets | 36,147,000 | 35,720,000 | 37,173,000 | 38,797,000 |