Call reports 2021
AMERICAN STATE BANK OF GRYGLA — 2021
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 75,562,000 | 73,881,000 | 73,408,000 | 74,143,000 |
| Total loans | 35,974,000 | 37,877,000 | 37,075,000 | 34,990,000 |
| Allowance for loan losses | 423,000 | 429,000 | 435,000 | 441,000 |
| Securities available for sale | 11,234,000 | 15,862,000 | 15,999,000 | 17,044,000 |
| Securities held to maturity | 240,000 | 240,000 | 241,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,885,000 | 66,931,000 | 66,269,000 | 67,277,000 |
| Interest-bearing deposits | 51,083,000 | 48,241,000 | 48,141,000 | 48,621,000 |
| Noninterest-bearing deposits | 17,802,000 | 18,689,000 | 18,128,000 | 18,656,000 |
| Equity capital | 6,308,000 | 6,551,000 | 6,630,000 | 6,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,249,000 | 1,927,000 | 2,565,000 |
| Interest expense | 42,000 | 79,000 | 114,000 | 141,000 |
| Net interest income | 545,000 | 1,170,000 | 1,813,000 | 2,424,000 |
| Noninterest income | 100,000 | 186,000 | 352,000 | 537,000 |
| Noninterest expense | 471,000 | 920,000 | 1,430,000 | 1,987,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 168,000 | 424,000 | 717,000 | 950,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 86,000 |
| Net income | 167,000 | 423,000 | 716,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,106,000 | 6,372,000 | 6,495,000 | 6,654,000 |
| Total capital | 6,529,000 | 6,801,000 | 6,930,000 | 7,095,000 |
| Risk-weighted assets | 33,910,000 | 34,384,000 | 35,865,000 | 36,016,000 |