Call reports 2020
AMERICAN STATE BANK OF GRYGLA — 2020
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 57,271,000 | 60,469,000 | 61,349,000 | 66,451,000 |
| Total loans | 35,586,000 | 38,114,000 | 36,889,000 | 33,916,000 |
| Allowance for loan losses | 449,000 | 404,000 | 408,000 | 417,000 |
| Securities available for sale | 8,319,000 | 7,927,000 | 7,955,000 | 8,952,000 |
| Securities held to maturity | 239,000 | 239,000 | 240,000 | 239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,856,000 | 53,852,000 | 54,702,000 | 59,739,000 |
| Interest-bearing deposits | 39,802,000 | 41,183,000 | 41,885,000 | 44,000,000 |
| Noninterest-bearing deposits | 11,054,000 | 12,670,000 | 12,817,000 | 15,739,000 |
| Equity capital | 6,257,000 | 6,445,000 | 6,457,000 | 6,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,202,000 | 1,764,000 | 2,284,000 |
| Interest expense | 83,000 | 137,000 | 184,000 | 230,000 |
| Net interest income | 499,000 | 1,065,000 | 1,580,000 | 2,054,000 |
| Noninterest income | 166,000 | 242,000 | 429,000 | 597,000 |
| Noninterest expense | 434,000 | 880,000 | 1,357,000 | 1,907,000 |
| Provision for loan losses | 37,000 | 80,000 | 85,000 | 89,000 |
| Pretax income | 194,000 | 347,000 | 567,000 | 655,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 193,000 | 346,000 | 566,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,908,000 | 6,071,000 | 6,126,000 | 6,225,000 |
| Total capital | 6,338,000 | 6,475,000 | 6,534,000 | 6,642,000 |
| Risk-weighted assets | 34,404,000 | 35,180,000 | 34,119,000 | 33,852,000 |