Call reports 2019
AMERICAN STATE BANK OF GRYGLA — 2019
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 54,780,000 | 52,496,000 | 58,933,000 | 57,328,000 |
| Total loans | 36,245,000 | 36,691,000 | 37,501,000 | 35,821,000 |
| Allowance for loan losses | 348,000 | 388,000 | 379,000 | 412,000 |
| Securities available for sale | 7,642,000 | 7,431,000 | 7,293,000 | 7,046,000 |
| Securities held to maturity | 237,000 | 238,000 | 239,000 | 238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,830,000 | 45,296,000 | 52,600,000 | 50,931,000 |
| Interest-bearing deposits | 35,133,000 | 34,662,000 | 41,681,000 | 40,062,000 |
| Noninterest-bearing deposits | 13,697,000 | 10,634,000 | 10,919,000 | 10,869,000 |
| Equity capital | 5,806,000 | 6,039,000 | 6,155,000 | 6,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,149,000 | 1,753,000 | 2,355,000 |
| Interest expense | 65,000 | 133,000 | 211,000 | 295,000 |
| Net interest income | 500,000 | 1,016,000 | 1,542,000 | 2,060,000 |
| Noninterest income | 113,000 | 204,000 | 403,000 | 541,000 |
| Noninterest expense | 440,000 | 842,000 | 1,298,000 | 1,856,000 |
| Provision for loan losses | 4,000 | 46,000 | 50,000 | 91,000 |
| Pretax income | 169,000 | 332,000 | 597,000 | 654,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 168,000 | 331,000 | 596,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,612,000 | 5,786,000 | 5,911,000 | 5,979,000 |
| Total capital | 5,960,000 | 6,174,000 | 6,290,000 | 6,391,000 |
| Risk-weighted assets | 35,856,000 | 35,018,000 | 35,150,000 | 33,868,000 |