Call reports 2018
AMERICAN STATE BANK OF GRYGLA — 2018
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 53,337,000 | 52,274,000 | 50,892,000 | 52,839,000 |
| Total loans | 31,923,000 | 33,427,000 | 34,584,000 | 35,021,000 |
| Allowance for loan losses | 359,000 | 323,000 | 327,000 | 344,000 |
| Securities available for sale | 8,174,000 | 8,419,000 | 8,488,000 | 8,110,000 |
| Securities held to maturity | 235,000 | 236,000 | 237,000 | 236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,627,000 | 46,465,000 | 45,062,000 | 47,016,000 |
| Interest-bearing deposits | 35,763,000 | 36,258,000 | 34,111,000 | 34,608,000 |
| Noninterest-bearing deposits | 11,864,000 | 10,207,000 | 10,951,000 | 12,408,000 |
| Equity capital | 5,566,000 | 5,651,000 | 5,467,000 | 5,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,039,000 | 1,613,000 | 2,171,000 |
| Interest expense | 34,000 | 73,000 | 125,000 | 178,000 |
| Net interest income | 491,000 | 966,000 | 1,488,000 | 1,993,000 |
| Noninterest income | 101,000 | 180,000 | 387,000 | 554,000 |
| Noninterest expense | 420,000 | 824,000 | 1,260,000 | 1,776,000 |
| Provision for loan losses | 16,000 | 68,000 | 405,000 | 420,000 |
| Pretax income | 156,000 | 254,000 | 210,000 | 351,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 155,000 | 253,000 | 209,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,454,000 | 5,563,000 | 5,090,000 | 5,363,000 |
| Total capital | 5,813,000 | 5,886,000 | 5,417,000 | 5,707,000 |
| Risk-weighted assets | 31,100,000 | 32,190,000 | 33,893,000 | 34,667,000 |