Call reports 2017
AMERICAN STATE BANK OF GRYGLA — 2017
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,192,000 | 51,941,000 | 51,622,000 | 52,135,000 |
| Total loans | 30,164,000 | 32,994,000 | 34,700,000 | 33,332,000 |
| Allowance for loan losses | 329,000 | 334,000 | 339,000 | 343,000 |
| Securities available for sale | 8,017,000 | 8,599,000 | 8,307,000 | 8,018,000 |
| Securities held to maturity | 233,000 | 234,000 | 235,000 | 236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,547,000 | 46,072,000 | 45,735,000 | 46,189,000 |
| Interest-bearing deposits | 36,226,000 | 35,121,000 | 34,014,000 | 33,713,000 |
| Noninterest-bearing deposits | 12,321,000 | 10,951,000 | 11,721,000 | 12,476,000 |
| Equity capital | 5,476,000 | 5,695,000 | 5,715,000 | 5,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 982,000 | 1,520,000 | 2,063,000 |
| Interest expense | 36,000 | 72,000 | 108,000 | 142,000 |
| Net interest income | 439,000 | 910,000 | 1,412,000 | 1,921,000 |
| Noninterest income | 108,000 | 207,000 | 389,000 | 571,000 |
| Noninterest expense | 443,000 | 858,000 | 1,307,000 | 1,837,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 99,000 | 250,000 | 480,000 | 637,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 98,000 | 249,000 | 479,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,350,000 | 5,504,000 | 5,538,000 | 5,699,000 |
| Total capital | 5,679,000 | 5,838,000 | 5,877,000 | 6,042,000 |
| Risk-weighted assets | 29,457,000 | 32,044,000 | 33,476,000 | 32,746,000 |