Call reports 2016
AMERICAN STATE BANK OF GRYGLA — 2016
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,268,000 | 48,570,000 | 49,443,000 | 53,008,000 |
| Total loans | 27,876,000 | 30,658,000 | 31,962,000 | 31,692,000 |
| Allowance for loan losses | 253,000 | 268,000 | 301,000 | 305,000 |
| Securities available for sale | 8,954,000 | 8,042,000 | 7,609,000 | 7,652,000 |
| Securities held to maturity | 231,000 | 233,000 | 233,000 | 233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,762,000 | 42,875,000 | 43,585,000 | 47,254,000 |
| Interest-bearing deposits | 33,896,000 | 33,374,000 | 33,429,000 | 35,986,000 |
| Noninterest-bearing deposits | 10,866,000 | 9,501,000 | 10,156,000 | 11,268,000 |
| Equity capital | 5,332,000 | 5,515,000 | 5,677,000 | 5,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 954,000 | 1,442,000 | 1,935,000 |
| Interest expense | 34,000 | 69,000 | 104,000 | 142,000 |
| Net interest income | 420,000 | 885,000 | 1,338,000 | 1,793,000 |
| Noninterest income | 107,000 | 194,000 | 385,000 | 537,000 |
| Noninterest expense | 385,000 | 758,000 | 1,180,000 | 1,691,000 |
| Provision for loan losses | 4,000 | 19,000 | 54,000 | 58,000 |
| Pretax income | 138,000 | 302,000 | 489,000 | 581,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 137,000 | 301,000 | 488,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,035,000 | 5,201,000 | 5,394,000 | 5,491,000 |
| Total capital | 5,288,000 | 5,469,000 | 5,695,000 | 5,796,000 |
| Risk-weighted assets | 27,424,000 | 29,362,000 | 31,196,000 | 30,527,000 |